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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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For Home Buyers:
Why Buyers Choose John DeSmedt - Why homebuyers looking for a real estate agent in the Charlotte, Lake Norman and Concord area choose John DeSmedt. Latest Listings - Get John DeSmedt's latest Charlotte, Lake Norman and Concord listings of homes for sale first! Find Your Perfect Home - John DeSmedt will search for your ideal home and email you the newest Charlotte, Lake Norman and Concord MLS listings of properties in Mecklenburg, Carrabus County NC. First Time Homebuyers - Are you a first time homebuyer in Charlotte, Lake Norman and Concord, NC? Choose a top real estate agent. John DeSmedt can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Charlotte, Lake Norman and Concord house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Charlotte, Lake Norman and Concord Homes, For Home Buyers, For Home Sellers, Charlotte, Lake Norman and Concord Information, Real Estate Resources, and About John DeSmedt. 
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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What economic factor can make the purchase of a home an excellent long-term investment?
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Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time. |
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John DeSmedt
Keller Williams
19721 Bethel Church Road
Cornelius, NC 28031
704-999-0896
Fax: 704-439-3883
JohnDeSmedt@NUMBER1EXPERT.com
I am a highly trained “Real Estate Specialist” with many years of valuable expertise. I deal with buyers and sellers from all walks of life and an assortment of needs.
My website provides excellent information on various topics and allows home buyers to sign up to receive all the latest listings in any area.
For home sellers I have developed a system which I refer to as the “Ultimate Home Marketing System". It has proven to be extremely successful in finding that qualified buyer.
I hope you will afford me the opportunity to sit down and discuss your real estate needs.   
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