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All agents are NOT alike! Find out why we are top real estate experts. Call us: 704-999-0896.

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John Sets New Professional Standards
“He is a person of great moral character, his integrity seems to jump out at you.“
Sam Messina
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
John DeSmedt is one of The Top Selling Real Estate Experts™
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School Reports
See the nation's top rated reports for Schools in Charlotte, Lake Norman and Concord >


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TripleCalc Software
Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's Our Gift to You. 

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC. 

You don't have to be online to use TripleCalc, like the other calculators on our site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you. 

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's our gift to you for visiting our Charlotte, Lake Norman and Concord web site. 

You can send copies of TripleCalc to all your friends and associates. 

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap... 

 Download TripleCalc Now!

TripleCalc Interface, part 1
TripleCalc Interface, part 2
This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.


Includes 8 other calculations you can't do without:

  • Simple Mortgages with P.I.T.I.
  • Pre-qualifying mortgages
  • Plus lease, investment, balloon payment and other calculators.
  • Every calculator uses the super-convenient "compare three at once" format.
  • It's FREE.

 Download TripleCalc Now!


TripleCalc Interface, part 1
TripleCalc Interface, part 2
TripleCalc Interface, part 3
Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

 Download TripleCalc Now!



School Reports in Charlotte, Lake Norman and Concord, North Carolina
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Charlotte, Lake Norman and Concord 



Real Estate Tips
Tax Considerations >Tax Implications of Selling Your House

Most of my clients profit from selling their homes, and they often have questions about capital gains tax. When you sell your primary residence, you are not taxed on your profit if (1) you have lived in the home for two out of the last five years and (2) your gain does not exceed $250,000 as a single taxpayer or $500,000 as a married couple filing jointly. Gains above these limits are taxed at the current rate of 15% for higher income taxpayers and 5% for lower income taxpayers. In 2008 the 15% rate will continue for higher income taxpayers; while the 5% lower income rate will drop to 0% for the 2008 tax year only. On January 1, 2009, the long-term capital gains tax rates will once again be 15% and 5% through 2010. Homeowners can use this tax-free provision every two years. As set forth in the American Job Creation Act of 2004, properties converted from a 1031 exchange property into a primary residence must be held and used as a primary residence for at least five years to qualify for the tax exemption. Consult your tax accountant for more detailed information regarding your particular circumstance.

See All Tips In The "Tax Considerations" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What U.S. state is home to the world's richest woman?

A 
Alice Walton, daughter of WalMart's founder and heiress to $16.5 billion, lives on a ranch in the state of Texas.
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John  DeSmedt, REALTOR®, real estate agent and broker for Charlotte, Lake Norman and Concord, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

John DeSmedt
Keller Williams

19721 Bethel Church Road
Cornelius, NC 28031
704-999-0896
Fax: 704-235-1901
JohnDeSmedt@NUMBER1EXPERT.com

John DeSmedt is more than a Realtor. John is a highly trained “Real Estate Specialist” with many years of valuable expertise. He has dealt with buyers and sellers from all walks of life and an assortment of needs. If you are relocating to the Carolina's, John can help you with all your real estate needs. John’s “Number 1 Expert" website provides excellent information regarding all areas of real estate in the Carolina’s. Whether you’re considering Charlotte, Cornelius, Concord or Lake Norman, these are just a few cities plus many more on our website. Our website allows home buyers to sign up to receive all the latest listings in any of the areas you choose. John’s attention to detail makes purchasing a home a pleasurable experience. Perhaps you’re interested in selling your home in the Carolina’s. John has a state of the art home selling system called the “Ultimate Home Marketing Strategy". It’s second to none, and has proven to be extremely successful in finding that qualified buyer. On a personal note I currently reside in the Cornelius area with my wife Judy and our two children Erica and Jimmy. We are very proud to be living in the Carolina’s. This is a very family oriented area and those of you that are looking to move here I’m sure will agree. I strongly believe in giving each and every client exceptional service with an unparallel commitment to my clients satisfaction. I hope you will afford me that opportunity.
Sincerely,
John Desmedt

REALTORMLSEqual Housing


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