I Had The Pleasure Of Working With John Desmedt
07/24/03
To Whom It May Concern:
I recently had the pleasure of working with John DeSmedt of Keller Williams Realty. His professionalism, communication skills, and knowledge were true assets throughout our transaction. It was clear that his clients' interests were his number one priority, yet he treated everyone involved with the transaction with respect.
I look forward to working with John again and would recommend him to anyone who is considering buying or selling real estate.
Sincerely,
Todd Buckley
Todd Buckley
You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did... 
 |
First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
|
|
| Q |
What famous American monument is also the world's heaviest statue?
|
| A |
The Statue of Liberty, officially named "Liberty Lighting the World", weighs 54.31 million pounds. |
 See More Real Estate Trivia > |
|
|
John DeSmedt
Keller Williams
19721 Bethel Church Road
Cornelius, NC 28031
704-999-0896
Fax: 704-235-1901
JohnDeSmedt@NUMBER1EXPERT.com
I am a highly trained “Real Estate Specialist” with many years of valuable expertise. I deal with buyers and sellers from all walks of life and an assortment of needs.
My website provides excellent information on various topics and allows home buyers to sign up to receive all the latest listings in any area.
For home sellers I have developed a system which I refer to as the “Ultimate Home Marketing System". It has proven to be extremely successful in finding that qualified buyer.
I hope you will afford me the opportunity to sit down and discuss your real estate needs.   
www.JohnDsellshomes.com is brought to you by
John DeSmedt
NUMBER1EXPERT™ in real estate for
Charlotte, Lake Norman and Concord, North Carolina Read John DeSmedt's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
