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call or email Jeff today: jshook@monarchmtg.com

Monarch Mortgage is the Mortgage Division of Monarch Bank. We are 5-Star rated by Bauer Financial which means you have the strongest bank rating in our industry working for you! We are a community bank so we have terrific programs to reach out to the community to make home ownership hassle free. Our loan process is all in house, local processing, local underwriting, local closing and a level of communication throughout the process that is unparalleled in our industry. Our mission is to build lasting relationships through excellent service and to deliver Lower, FASTER, Better.....than the market. Call Jeff Shook today.

Jeff graduated from East Carolina University in 1983 BSBA in Marketing and Management. He has 20 years experience in automotive finance and leasing with Arnold Palmer Cadillac and Cadillac Motor Division. Jeff and his wife Debra have lived in the Mooresville area of Lake Norman for the last 15 years. In 2004 Jeff transitioned to the wholesale side of the Mortgage industry as an Account Executive developing relationships with Brokers and Loan Officers. His expertise was developing a pipeline of loans and doing the preliminary underwriting and evaluation of client files to match them with the best mortgage products and funding those loans in southeastern US.

Jeff became a licensed NC Loan officer in 2008 originating loans in NC, SC and VA. Later he achieved the National Mortgage Licensing System certification to originate loans nationally. Jeff joined Monarch Mortgage a division of Monarch bank in 2010 and is originating loans in NC, SC, VA, WV, DC, DE and MD.

With 25 plus years of client relations and excellence Jeff has achieved Presidents Clubs and Highest Customer Satisfaction distinction status by focusing on providing the best possible service, products and dedication to taking care of clients and their friends. Jeff takes great pleasure in helping folks acquire their new home with the very best mortgage product to make your mortgage work for you instead of you work for it.

If you are considering purchasing a home or refinancing your current home give Jeff a call and benefit from his experience, knowledge, professionalism and desire to build lifetime relationships with clients. Monarch Bank is a community-sized bank and because of that we can deliver terrific pricing, efficiency and commitment to help you achieve your goals.

Jeff Shook
Monarch Mortgage
111 Raceway Drive Suite C
Mooresville, NC 28117

704-408-0196 Cell
704-360-2496 x 223 Office
757-452-4820 efax

jshook@monarchmtg.com
www.monarchmortgage.com/jshook

Short Sales >6. Who Pays My Agent When I Short Sell My Home? Because a short sale usually comes about in a financially trying time, the standard realty fees can be a concern. But the homeowner need not worry about the financial strain of short selling his or her home. When the lender agrees to the short sale, the real estate agent begins to market the home to potential buyers. At this point, the homeowner is only required to allow potential buyers view the home. When the home is sold, the commissions are paid from the money the buyer places in escrow; therefore, because there is no equity in the house, the lender ultimately is the one paying the entire sales commission. Since lenders are already losing money on the sale, it’s common for them to offer less than the average sales commission to the real estate agents involved. See All Tips In The "Short Sales" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What is considered the primary factor distinguishing buyers of prestigious properties from the average home buyer? A  Financing doesn't worry these buyers; they often put down 40 percent or more or pay cash for a property See More Real Estate Trivia >

John DeSmedt Keller Williams 19721 Bethel Church Road Cornelius, NC 28031 704-999-0896 Fax: 704-439-3883 JohnDeSmedt@NUMBER1EXPERT.com I am a highly trained “Real Estate Specialist” with many years of valuable expertise. I deal with buyers and sellers from all walks of life and an assortment of needs. My website provides excellent information on various topics and allows home buyers to sign up to receive all the latest listings in any area. For home sellers I have developed a system which I refer to as the “Ultimate Home Marketing System". It has proven to be extremely successful in finding that qualified buyer. I hope you will afford me the opportunity to sit down and discuss your real estate needs. www.JohnDsellshomes.com is brought to you by John DeSmedt NUMBER1EXPERT™ in real estate for Charlotte, Lake Norman and Concord, North Carolina Read John DeSmedt's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge